The problem is, any streaming device that's not fully locked down and blessed by the holy gods themselves (i.e. iPhone, un-rooted Android, Fire TV, Chromecast 4K, Apple TV) will not be able to get more than 720p/1080p quality. The streaming providers are really really nasty about that, no matter that enough ways exist to dump any and all shows in full quality anyway.
At this point, I think pirating is more moral than actually paying for your digital media. The digital media scene for shows/movies is so incredibly hostile to consumers that not giving them money feels like the moral position. I don't feel it's necessarily the case for music (Qobuz) and especially games (GOG, hell even Steam). Not sure on books since I mostly read blogs, scientific articles (that definitely _should_ be pirated) and freely available math/crypto texts.
Owning and running a local media server at home doesn’t automatically make one a pirate, there is free content and some laws allow for ripping and streaming your copy to your tv or other device.
There is not a lot of free content out there comparatively. As for ripping yourself, that's fine, but usually it's:
1. Takes a lot more time.
2. Costs _a lot_ more money than streaming services.
3. Is _often_ illegal.
You could say price shouldn't be an issue here, if we're talking about morals, but a single season on BLU-RAY of shows can easily cost ~70 USD (at least here in Denmark), compared to a ~10 USD streaming service. The idea is, of course that the largest fans and collectors are willing to purchase these, but it's not doable for replacing a streaming flow. So practically, it's a large consideration.
And principally I really can't blame pirates when they get their stuff, cheaper, better, faster and more easily. Again, Steam represents a nice counter-balance, Steam is much easier, while still being very affordable, than pirating. I haven't pirated a game in 10 years, even for studios who I would rather not have my money (Disco Elysium), I still purchased the game on sale, just for the convenience.