If you're able to share, I'm curious what you mean by "Apple RTO policy has only gotten stupider"? Isn't it still 3 days in-office (or 4 days for some teams)?
The degree to which it is enforced, managers being required to enforce the policy, and to which compliance is used as a measure in performance reviews have all increased and, as you mention, some teams have gone to 4 days with pressure to exceed the minimum three days. At least one person I've spoken with indicated that their promotion was delayed until they could get their RTO compliance numbers up.