Is it really that different from Guam? It seems to have a similar hot and humid climate, they are both islands of similar size, Bali is just closer to the equator.

It may not be that different from Guam, but I was comparing it (I guess, without making that clear, my bad) to more temperate retirement areas, than Guam.

I'm sure it's based on preference and tolerance, but very hot humid heat just saps all the enjoyment of life out of me when I'm outside, unless I'm on a sailboat or in a pool with a cold drink in my hand.

Bali has a bunch of weird microclimates, so it isn't that bad. Like, you can just go up to the volcano and the temperature is really different.